Terms of Use

Effective Date: 31 August 2026

These Terms of Use ("Terms") govern access to and use of www.dasafinn.com and related website content operated by DASA FINN (Private) Limited ("DASA FINN", "we", "us" or "our").

By accessing or using this website, you agree to these Terms.

If you do not agree with these Terms, you should not use the website.

1. About DASA FINN

DASA FINN is a professional services firm based in Lahore, Pakistan providing services relating to financial crime compliance, AML/CFT/CPF, fraud risk, governance, risk management, assurance, remediation, capability development and financial crime technology advisory.

Information provided through this website is intended primarily for organisations, business professionals and other persons seeking information about DASA FINN and its areas of expertise.

2. Website Information Only

The content of this website is provided for general information and business-development purposes.

Unless expressly stated in a signed engagement agreement, website content does not constitute:

legal advice;
regulatory advice specific to your circumstances;
tax or accounting advice;
investment or financial advice;
statutory audit services;
an external financial-statement audit;
a regulated assurance opinion;
certification of regulatory compliance;
an official interpretation of any law or regulation;
regulatory approval; or
a guarantee of any regulatory, commercial or operational outcome.

Regulatory requirements and professional standards may change and may apply differently according to jurisdiction, institution, product, risk profile and factual circumstances.

You should obtain appropriate professional advice before acting or relying on information in relation to a specific matter.

3. No Client Relationship

Accessing this website, downloading materials, contacting DASA FINN or submitting an enquiry does not create:

a consultant-client relationship;
an adviser-client relationship;
a fiduciary relationship;
a contractual engagement; or
any obligation on DASA FINN to accept an engagement.

A professional engagement with DASA FINN exists only when the relevant parties enter into appropriate written engagement documentation or another written agreement expressly accepted by DASA FINN.

Any professional services are governed by the terms of the relevant engagement documentation, which will prevail over these website Terms in relation to those services.

4. No Regulatory Endorsement

References on this website to laws, regulators, regulatory frameworks, industry standards, jurisdictions, financial institutions, technology providers, professional bodies or previous professional experience do not imply endorsement, sponsorship, accreditation, authorisation or approval of DASA FINN by those organisations unless expressly stated.

References to previous employers or professional experience of individual DASA FINN personnel describe the relevant individual's professional background and do not imply that those organisations are clients of, affiliated with or endorse DASA FINN.

5. Accuracy and Currency of Information

DASA FINN seeks to provide professional and useful website content. However, laws, regulations, regulatory guidance, technology, industry practices and market conditions change over time.

To the maximum extent permitted by law, we do not warrant that website content will at all times be:

complete;
current;
error-free;
suitable for a particular purpose; or
applicable to your organisation or circumstances.

Publication dates should be considered when reviewing regulatory or technical content.

We may amend, remove or update website content without notice.

6. Intellectual Property

Unless otherwise stated, the website and its contents are owned by or licensed to DASA FINN. This includes, where applicable:

the DASA FINN name and branding;
logos;
website design;
text;
reports;
articles;
methodologies;
frameworks;
diagrams;
graphics;
training concepts;
downloadable materials;
presentations;
photographs; and
other original content.

You may access and download publicly available website materials for legitimate personal, research or internal business purposes.

Unless permitted by law or authorised by DASA FINN in writing, you must not:

reproduce substantial website content;
republish it;
commercially distribute it;
modify it and represent it as DASA FINN material;
remove proprietary notices;
create commercial derivative works from it; or
use DASA FINN branding in a manner that suggests affiliation, endorsement or authorisation.

Normal linking to publicly accessible pages on our website is permitted provided the link is not misleading.

7. Acceptable Use

You must use this website lawfully.

You must not:

attempt unauthorised access to the website, systems or accounts;
circumvent security or access controls;
interfere with website operation;
introduce malware, malicious code or harmful technology;
conduct unauthorised vulnerability testing or penetration testing;
scrape or harvest information using methods that materially burden or disrupt the website;
impersonate another person or organisation;
submit knowingly false or misleading information;
use website forms for spam or unlawful marketing;
infringe intellectual-property or privacy rights;
use the website in connection with unlawful activity; or
encourage another person to carry out prohibited activity.

We may restrict or block access where reasonably necessary to protect the website, DASA FINN, our personnel, clients or other users.

8. Submission of Information

Information submitted through a general website form should be limited to what is reasonably necessary for DASA FINN to understand and respond to your enquiry.

Do not submit through general website forms:

customer banking records;
customer identification documents;
transaction-monitoring alerts;
suspicious transaction or suspicious activity information;
regulatory investigation material;
passwords or authentication credentials;
confidential investigation files;
classified information;
payment-card data;
sensitive personal information; or
other restricted or highly confidential information.

Where an engagement requires the transfer of sensitive or confidential information, DASA FINN may establish an appropriate secure communication or information-sharing process.

Submission of information through the website is also subject to our Privacy Notice.

9. Confidentiality of Enquiries

DASA FINN treats legitimate professional enquiries with appropriate discretion.

However, submission of information through an ordinary website form or general email account does not by itself create contractual confidentiality obligations equivalent to those contained in a signed non-disclosure agreement or professional engagement agreement.

If confidentiality is critical before disclosure, please contact DASA FINN first without transmitting the confidential material.

10. Third-Party Websites and Services

Our website may contain links to websites, resources or services operated by third parties.

Such links may be provided for convenience, reference or informational purposes.

Unless expressly stated, a link does not mean that DASA FINN:

controls the third party;
endorses it;
guarantees its services;
accepts responsibility for its content; or
has a commercial relationship with it.

Third-party websites are subject to their own terms, privacy notices and security practices.

11. Website Availability and Security

We take reasonable steps to maintain the availability and security of our website.

However, we do not guarantee continuous or uninterrupted access.

Access may be affected by:

maintenance;
platform or hosting issues;
telecommunications failures;
cybersecurity events;
third-party services;
internet disruption;
technical errors; or
events outside our reasonable control.

We may modify, suspend or discontinue parts of the website where reasonably necessary.

12. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the website and its general informational content are provided on an "as available" basis without warranties or representations beyond those that cannot legally be excluded.

Nothing in these Terms excludes any warranty, right or remedy that cannot lawfully be excluded.

13. Limitation of Liability

To the maximum extent permitted by applicable law, DASA FINN will not be liable for indirect, incidental, special or consequential loss arising solely from:

reliance on general website information without an applicable professional engagement;
inability to access the website;
third-party websites or services;
unauthorised use of the website by another person; or
circumstances outside DASA FINN's reasonable control.

Nothing in these Terms excludes or limits liability where exclusion or limitation would be unlawful.

Any liability arising from professional services provided under a DASA FINN engagement will be governed by the terms of the applicable engagement documentation rather than this website clause.

14. Privacy and Cookies

Our handling of personal information collected through the website is described in our Privacy Notice.

Our use of cookies and similar technologies is described in our Cookie Notice.

Those notices form part of the website information framework and should be read together with these Terms.

15. Electronic Communications

When you communicate with DASA FINN electronically, including by submitting a website enquiry or sending email, you acknowledge that communications may be conducted electronically.

Electronic communications and records may be retained where reasonably necessary for business, legal, security or recordkeeping purposes.

16. Changes to These Terms

We may amend these Terms to reflect changes to:

our website;
our services;
technology;
legal or regulatory requirements; or
business practices.

Updated Terms will take effect when published on the website unless a different effective date is stated.

Continued use of the website following publication of updated Terms constitutes acceptance of the revised Terms to the extent permitted by applicable law.

17. Governing Law and Jurisdiction

These Terms and your use of this website are governed by the laws of the Islamic Republic of Pakistan, without prejudice to any mandatory rights that may apply under another jurisdiction's laws.

Subject to any mandatory legal requirements to the contrary, disputes relating specifically to use of this website will be subject to the jurisdiction of the courts of competent jurisdiction in Lahore, Punjab, Pakistan.

Professional engagements may contain separate governing-law and dispute-resolution provisions. Where they do, those engagement-specific provisions will govern the relevant professional services.

18. Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

19. No Waiver

A failure or delay by DASA FINN in exercising a right under these Terms does not constitute a waiver of that right.

20. Contact

DASA FINN (Private) Limited

Lahore, Pakistan

integrity@dasafinn.com